About us

The micro-lending activity of Furuz began in November 1999, under the Micro Enterprise Development program. Following sustained growth, the US based non-profit Millennium Relief and Development Services (MRDS) registered Furuz as a commercial limited liability company. With the lending license received in March 2006, Furuz started its operations. In March 2022, the company received a deposit license and continued as Microcredit Deposit Organization “Furuz”.


To deliver best financial services for the sustainable and long-term development of Tajikistan, with special focus on small businesses and financial inclusion.


Performance indicators of the Organization
Furuz has provided over 48,000 loans to entrepreneurs in the amount of $43 million USD. 7,000 women received loans. 11,000 business clients created 16,000 jobs. 65,000 family members benefited from the increased family income. 120 employees work in 8 branches in the Central and Southern region of Tajikistan and currently serve 6,000 active customers with a loan portfolio of $5.5 million USD.


Core values
Excellent quality of services:
•    Honesty and integrity
•    Clients first
•    Cordiality-courtesy
•    Continuous improvement
Excellent working environment:
•    Unity of team
•    Trust and mutual support 
•    Balance between work and family
•    Taking initiative